What to Do After a Storm: Roof Inspection Guide for NJ Homeowners

New Jersey storms — nor'easters, summer thunderstorms, and the occasional hail event — can cause significant roof damage in minutes. Knowing what to do in the hours and days after a major storm can be the difference between a smooth insurance claim and an out-of-pocket repair.

Step 1: Safety First

Do not get on the roof yourself immediately after a storm. Wet shingles are dangerously slippery, and hidden structural damage can make sections unstable. Do a ground-level visual inspection first.

Step 2: Document From the Ground

Walk your property perimeter and photograph:

Shingles on the ground or in landscaping
Visible missing or damaged sections on the roof slope
Damage to gutters, downspouts, or soffit
Any dented or damaged flashing around chimneys or vents

Use your smartphone to timestamp and GPS-tag photos. This documentation is valuable for insurance claims.

Step 3: Check Your Interior

In your attic, look for new daylight penetration, wet insulation, or water stains on the decking. In living spaces, check ceilings and upper walls for water spots that were not there before the storm.

Step 4: Call a Licensed Roofing Contractor

Do not wait weeks for a "free" inspection from a storm-chasing contractor that appeared in your neighborhood overnight. Work with a licensed, local NJ roofing contractor who carries proper insurance and has a track record in your area.

A professional inspection will assess:

Shingle condition and impact damage
Flashing integrity
Decking condition where accessible
Gutters and drainage systems

Step 5: Contact Your Insurance Company

With documentation in hand and a contractor's written assessment, contact your homeowner's insurance provider to open a claim. Your contractor can provide a scope of work that aligns with what the adjuster will look for.

Troy & Henry LLC: Emergency Roof Response

We are available for emergency tarping and temporary weatherproofing after storm events across North Jersey. Call 1-800-886-2077 for same-day response when needed.